Agreement to These Terms
Andrew Liu Pro, andrewliupro.com, is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website, andrewliupro.com, constitutes your agreement to all such terms, conditions, and notices.
Description of SMS Program
Users who submit their contact details will be enrolled in Andrew Liu Pro's SMS communication program for SMS notifications, alerts, and occasional marketing messages.
No Purchase Required: Consent to receive SMS messages is not a condition of purchasing any product or service. You may withdraw your consent at any time without affecting the availability of services to you.
You can cancel the SMS service at any time. Simply reply "STOP" to any message you receive from us. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected].
Carriers are not liable for delayed or undelivered messages. Message and data rates may apply for messages sent to you from us and to us from you.
For questions about your text plan or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our Privacy Policy.
Links to Third-Party Sites
Andrew Liu Pro's website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Andrew Liu Pro and Andrew Liu Pro is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.
Andrew Liu Pro is not responsible for webcasting or any other form of transmission received from any Linked Site. Andrew Liu Pro is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Andrew Liu Pro of the site or any association with its operators.
No Unlawful or Prohibited Use
As a condition of your use of Andrew Liu Pro's website, you warrant to Andrew Liu Pro that you will not use Andrew Liu Pro's website for any purpose that is unlawful or prohibited by these terms, conditions, and notices.
You may not use Andrew Liu Pro's website in any manner which could damage, disable, overburden, or impair Andrew Liu Pro's website or interfere with any other party's use and enjoyment of Andrew Liu Pro's website.
You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through Andrew Liu Pro's website.
Information You Submit
This website allows you to contact Andrew Liu Pro and request services through contact forms, appointment booking, email, telephone, and SMS (collectively, "Submissions").
No Public Posting: This website does not host public forums, message boards, chat rooms, comment sections, or file uploads. Nothing you submit through this website is published publicly.
When you make a Submission, you agree that you will:
Andrew Liu Pro reserves the right to decline or discontinue service, and to refuse or remove any Submission, at its sole discretion.
Submissions are handled in accordance with our Privacy Policy.
Liability Disclaimer
The information, software, products, and services included in or available through Andrew Liu Pro's website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Andrew Liu Pro and/or its suppliers may make improvements and/or changes in Andrew Liu Pro's website at any time.
Advice received via this website should not be relied upon for personal, medical, legal, or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.
Andrew Liu Pro and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on Andrew Liu Pro's website for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without warranty or condition of any kind. Andrew Liu Pro and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.
Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of Andrew Liu Pro's website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using Andrew Liu Pro's website.
Copyright & Trademark Notices
All contents of this website are Copyright © 2026 Andrew Liu Pro. All Rights Reserved. All logos are trademarks and service marks of Andrew Liu Pro. All other trademarks, service marks and logos used in this website are the property of their respective owners.
Trademarks
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
Client testimonials appearing on this website reflect the individual experiences of real clients. Testimonials are not a guarantee of future results, and individual results will vary based on your own circumstances, health, and financial situation. Any rights not expressly granted herein are reserved.
Business Identity
Andrew Liu Pro is a life insurance and annuity services provider that helps individuals, families, and retirees understand, compare, and implement insurance and retirement income strategies tailored to their goals.
By opting in, users may receive messages related to insurance and annuity inquiries, policy information, quotes, retirement planning discussions, appointment reminders, follow-ups, and important updates regarding their requested services or existing coverage.
Messages may be sent via SMS, phone call, or email to support customer service, education, and policy-related communication.
Opt-Out & Support Mechanisms
You can cancel the SMS service at any time. Simply reply "STOP" to any message you receive from us. After sending "STOP," we will confirm your unsubscribe status via SMS. After this, you will no longer receive SMS messages from us.
If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].
Carrier Liability: Carriers are not liable for delayed or undelivered messages.
Message Frequency & Rates
Message and data rates may apply for any messages sent to you from us and to us from you. You will receive up to 3–5 messages per week per contact, depending on user interaction.
If you have any questions about your text plan or data plan, it is best to contact your wireless provider. For privacy-related inquiries, please refer to our Privacy Policy.
Age Restriction (18+)
By accessing or using this website and our services, you confirm that you are at least 18 years of age. Our services, including SMS communications, are not intended for individuals under the age of 18.
We do not knowingly collect personal information, including phone numbers, from anyone under 18. If we become aware that information has been collected from a person under the age of 18, we will take appropriate steps to delete such data promptly.
Governing Law & Jurisdiction
These Terms & Conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Orange County, California.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
California Insurance Licensing: Andrew Liu Pro operates under California Department of Insurance regulations. National Producer Number (NPN): 20478781. Insurance and annuity products are subject to state availability and approval.
Contact & Notices
For any questions related to these Terms & Conditions, you can reach Andrew Liu Pro through any of the following channels:
Anaheim, CA 92802
National Producer Number (NPN): 20478781 · Licensed Insurance Professional